Legal Notices

You should read carefully the Legal Notices and Terms of Use before using (hereinafter “the site”). If you do not agree to these terms of use, please discontinue use of the site.

Use of the site under these Terms of Use constitutes a legally binding agreement. On our part, we agree to provide you with access to the site in accordance with these terms.  You agree to use the site in compliance with any and all applicable rules, regulations and laws. You also accept that the site is provided on an “as is”, “as available” and “where is” basis.

Your use of the site shall be deemed to be your agreement to abide by these Terms of Use.

The following sections form part of the Terms of Use of the site. Please read them carefully.


On the Internet, reputation and trust are vital. The fastest and surest way for us to lose your trust would be to disrespect your privacy.

If you offer us your email address in return for something we offer or simply as a way of contacting us, you may be absolutely certain that your information will never be passed on to anyone else, except in the unusual circumstances that we are required to do so by law. Email addresses or other personal information of readers will not be posted on the site.

We keep all the information you provide to us completely confidential and use it only for the purpose YOU intended. In other words, your visit to the site is absolutely private and anonymous.

To help ensure this, our intention is to only ask for the specific information necessary for us to complete our offer to you or to communicate with you.

On this site, we link to other websites. These are mostly places where Brian Morgan’s books are offered for sale. Should you decide to buy from these sites, they may require more information from you. has no control or authority on any other site and you will therefore need to check the Privacy Policy of any other site you visit, whether linked from us or not. We cannot accept responsibility for any actions or policies of such third parties. Of course, if we find that any site is dubious in the way it treats customers, we shall remove our books from them.

Rest assured, we will not pass your information to any other website, whether linked to or not. If we ever collect Personally Identifiable Information from you for any reason, we will not pass it on to anyone. The only exception, of course, is if, in very unusual circumstances, we are required to do so by law.


All articles or information presented on is for information, educational or entertainment purposes only. It is no substitute for specific advice given to you by an accountant,  a financial  adviser or other professional. Information on the site is not legal or financial advice. is dedicated to helping people find the resources needed to improve their lifestyle and their standard of living. It is not meant to be a substitute for specific advice by a professional advisor.

In no way can or any person associated with the site be held responsible for problems that may occur because of the use of this site or the advice it contains. Nor can the site or any person associated with it be held responsible for the conduct of websites, companies and individuals recommended or linked to within the site.

Use of the site is offered solely at the visitor’s own risk. does not provide a warranty or guarantee, either express or implied, as to the use of information provided, or as to third parties we link to, or their products. The site disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and/or fitness for a purpose.

Information and facts on the site are believed to be accurate at the time they are placed on the site.  Information on the site is not intended to be all-inclusive.

Disclosure Statement

Some of the links on this site point to sales outlets for Brian Morgan’s Books. This means that or The Writers Trust or their agents may receive a commission should you purchase a product. This is standard practice and you would expect this. It is not a direct cost to you, but a marketing cost paid for by those linked sites.

We assert that compensation will not influence information provided on this site. Brian Morgan insists that we adhere to international journalists’ code of ethics in what we write. We offer our information in accordance with our overall site theme of integrity in business and in life. If any link from our site is found to be in breach of such principles, the link to them will be severed immediately.

Dispute Procedures

The Terms of Use shall be governed by and enforced in accordance with the Federal laws of Australia and the State laws of New South Wales, as it is applied to agreements entered into and to be performed entirely within that State and country. Any action you bring to enforce that agreement or any matters related to this site shall be brought in either the Federal or State Courts in NSW, mostly located in Sydney.

If any provision of this agreement is void or unenforceable in whole or in part, the remaining provisions shall not be affected thereby. and persons or organisations associated with it, do not accept liability for any costs or losses resulting from use of the site or any site to which it is linked.

To the extent that you may have violated or threatened to violate or The Writers Trust’s intellectual property rights, or The Writers Trust may seek injunctive or other appropriate relief in any Federal or State Court in New South Wales. You consent to exclusive jurisdiction and venue in these courts.


Materials on the site are Copyright © 2011-2016 and later by The Writers Trust, all rights reserved. Text, graphics, databases, HTML code and other intellectual property are protected by US and International Copyright laws.

Book titles and various words are trademark protected. Other trademarks are the property of their respective owners.

No intellectual property rights are conferred by this agreement. You are not authorised to download any of the content of the site without permission or unless invited to do so.


Users are given opportunities on the site to contact the author with ideas and comment. Where appropriate, such emails may be reproduced on the appropriate page of this site.

To the extent permitted by law, we do not accept responsibility or liability for postings or for any costs or losses that may result from their use or posting on the site.

We reserve the right to monitor, edit or remove any material posted on the site if we consider the posting to be offensive or in breach of these terms. If you notice anything you consider offensive on this site, please contact us immediately.

Under the Terms of Use, you represent and warrant that you own or have obtained any necessary intellectual right to any posting you offer and all material the posting contains. You warrant that your posting shall not infringe upon any proprietary or other rights of third parties.

Children’s Policy

This is essentially a site developed for adults. It is for those over 18, or younger people with supervision by an adult.

We do not knowingly collect personal information for children under 13 years of age. If we discover that we have inadvertently done so, we will delete that information from our systems immediately. would like to encourage parents to go online with their children. Parents should teach children to never give out personal information, unless supervised by you. This includes their name, address, phone number and school.

Parents should know the sites children visit and block any that are inappropriate. They should make it their business to learn more about protecting those in their care.

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